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Posted Apr 24, 2026

Claims Representative - Property

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Western National Insurance Group is a private mutual insurance company with over 120 years of experience in property-and-casualty insurance. They are seeking a Property Claims Representative to investigate, evaluate, negotiate, and resolve multi-line insurance claims, ensuring customer service excellence and maintaining accurate documentation throughout the claims process. Responsibilities - Handles high volume, low-to-moderate complexity claims within settlement authority - Ensures customer service excellence - Investigates and reviews policy forms, facts, and claim-related documents to make appropriate decisions regarding claim resolution - Establishes and reviews appropriate reserves for each claim based on thorough investigation, evaluation, and experience, while maintaining accurate reports to ensure claim statuses are clearly documented at all times - Provides direction to outside resources - Performs duties and activities covered by specific instructions, standard practices, and established procedures that generally require some interpretation - Gathers input and makes recommendations to solve problems of moderate complexity - Deals with moderately complex problems that must be broken down into manageable pieces - Sees relationships between problem components and prioritizes them - Utilizes knowledge, experience, and available resources to find solutions - Participates in development of improvements and helps implement changes - Maintains regular contact with customers (e.g., policyholders, claimants, agents) as well as regular contact with employees across the organization and outside vendors - Travels for field work as required - Performs special projects and other duties as assigned Skills - One to three years of experience in property claims or related knowledge in estimate writing and / or construction - Understanding of industry practices, standards, and claim concepts - Prior claims experience - Ability to multitask and solve problems - Proficient oral and written communication skills - Strong negotiation and relationship-building skills - Analytical with ability to exercise sound business judgment - Good time management skills - Bachelor's degree or equivalent related experience - Working toward AIC or AINS certification is preferred - Proficient use of various core systems, office and computer equipment, and software packages Benefits - Medical insurance plan options and other standard employee benefits, including dental insurance, vision benefits, life insurance, disability insurance, and more! - Health Savings Accounts (HSA) and Flexible Spending Accounts - 401(k) Plan (plus company match) - Wellbeing Program, including onsite fitness studio - Paid Time Off – including holiday, vacation, and volunteer - 100% company-paid tuition reimbursement for approved job-relevant coursework and access to The Institutes (Risk and insurance education) - Paid parental leave - Bonus opportunities Company Overview - Western National Insurance provides insurance products and services to individuals and businesses. It was founded in 1900, and is headquartered in Edina, Missouri, USA, with a workforce of 501-1000 employees. Its website is https://wnins.com.
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