Embrace Home Loans is a company focused on providing loan products and services. The Business Development Associate plays a crucial role in supporting the loan origination team by maintaining client relationships and managing marketing efforts to drive new business.
Responsibilities
- Establish, develop and maintain client referral relationships with Realtors, builders, Developers, CPA’s, financial planners and make sales calls on potential or existing customers in order to develop new business and/or retain existing business
- Successfully manage marketing on social media for assigned Loan Officer or Branch Manager
- Receive incoming business from assigned Loan Officer or Branch Manager and address appropriately on behalf of manager
- Keep informed of trends, changes and developments in the local real estate market and competitor activity
- To keep up-to-date with changing rules, regulations and guidelines from FNMA, FHLMC, FHA and VA in addition to other investors and agencies
- To keep informed of all origination, processing, appraisal, underwriting and closing requirements for both company and investor guidelines pertaining to both governments insured and privately insured mortgages
- Negotiate price, terms and conditions with mortgages
- Maintain a professional image and standards consistent with company policies and procedures
- Coordinate customer interaction and interface with all parties involved on each individual loan that is originated from application to closing including, but not limited to: * Counseling and pre-qualifying potential homebuyers. * Taking a complete and accurate loan application. * Obtaining all necessary support documents along with the appropriate fees and lock-in information. * Overseeing the loan process by monitoring loan status and ensuring conformity with term. * Assisting in collecting additional documents and promptly communication loan status to all interested parties. * Obtaining loan documentation after closing as directed by corporate or senior management
- Follow through on all professional conditions and continued education requirements for licensure
- Occasionally participate in branch/headquarter meetings that require attendance
- Other duties as assigned by the Branch Manager or assigned Retail Loan Officer
Skills
- Minimum of a high school diploma required
- Minimum 1+ years of loan originator experience, loan officer assistant experience, or strong sales experience with demonstrated potential to transfer skills to mortgage origination
- Minimum of 1+ year of marketing experience in sales environment
- Experience supporting a manager on a day to day basis or experience as an executive assistant
- Detail oriented with strong follow-up skills
- Interpersonal skills that forge professional relationships and support
- Strong oral, verbal and written communication skills
- Ability to read, write and communicate at a level consistent with the requirements of this position and to generate independents leads for new business
- To be knowledgeable and articulate regarding all aspects of the loan products offered such as FHA/VA, FHLMC, FNMA, JUMBO and all other Area, City, State, County and National loan programs that the company offers
- Strong skillset in social media marketing and ability to gain customer interaction with such marketing techniques
- Experience using Empower Loan Management Software preferred but training is provided
- Other systems/platforms are used daily such as Microsoft Office Suite, Adobe, DocuSign, Social Media and more
- Reliable transportation and the operation of a motor vehicle from time to time in order to perform your required job duties
- Valid driver's license of the State they reside in
- At least 2 years of driving experience
- At least 18 years old
- College Degree in Business or Finance preferred, but not required
Company Overview
- Embrace Home Loans full service direct mortgage lender It was founded in 1983, and is headquartered in Middletown, Rhode Island, USA, with a workforce of 201-500 employees. Its website is https://www.embracehomeloans.com.