Job Description:
• Take full accountability for underwriting outcomes across multiple lines, segments, and channels. Jointly drive growth, profitability, and loss ratio management.
• Define underwriting appetite, pricing, coverage standards, and referral thresholds.
• Review high-impact and high-growth risks, ensuring decisions scale without sacrificing quality.
• Partner with Data and Product teams to test new underwriting signals.
• Design controlled experiments and move successful signals into standard underwriting rules.
• Identify profitable growth opportunities and maintain underwriting speed at scale.
• Partner strategically with Business Development to unlock expansion.
• Mentor and grow underwriting managers and senior underwriters.
• Build a culture of accountability, learning, and disciplined judgment.
• Serve as a senior underwriting point of contact, embedding carrier guidelines and capacity into everyday decisions.
Requirements:
• 10–15+ years underwriting experience, with deep Workers’ Compensation expertise
• Senior underwriting leadership experience in an MGA, program, or high-growth carrier environment
• Demonstrated track record of improving loss ratio while supporting aggressive growth
• Experience operationalizing data- or technology-driven underwriting insights
• Strong underwriting judgment and comfort making decisions with incomplete data
Benefits:
• Fast-paced startup environment where your ideas can quickly become reality
• Opportunity to wear multiple hats and grow beyond your job description
• Remote-first culture with home office support
• Comprehensive health benefits (Medical, Dental, Vision, HSA)
• 401(k) plan and life insurance
• Flexible time off and 12 weeks parental leave
• Professional development reimbursement